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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,914 | $62,583+11.7% | $76,767-8.9% | $64,173+8.9% |
| Participation rate | 98.5% | 72.8%+25.7pp | 77.0%+21.5pp | 69.6%+28.9pp |
| Annual return | -5.49% | -1.95%-3.5pp | 2.43%-7.9pp | 7.63%-13.1pp |
| Employer contribution / active EE | $1,242 | $1,832-32.2% | $2,485-50.0% | $2,381-47.8% |
| Participant deferral / active EE | $2,840 | $3,145-9.7% | $3,852-26.3% | $3,470-18.1% |
| Admin fee / account holder | $6,234 | $4,667+33.6% | $6,675-6.6% | $4,887+27.5% |