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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,692 | $81,476+278.9% | $102,383+201.5% | $80,925+281.5% |
| Participation rate | 94.1% | 66.8%+27.3pp | 74.5%+19.6pp | 67.7%+26.5pp |
| Annual return | 12.80% | 25.59%-12.8pp | 24.94%-12.1pp | 35.65%-22.8pp |
| Employer contribution / active EE | $9,068 | $3,105+192.1% | $3,870+134.3% | $2,756+229.0% |
| Participant deferral / active EE | $8,246 | $3,871+113.0% | $5,060+63.0% | $4,299+91.8% |
| Admin fee / account holder | $8,911 | $6,717+32.6% | $8,391+6.2% | $6,940+28.4% |