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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,653 | $64,729+302.7% | $112,263+132.2% | $68,490+280.6% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.1%+24.9pp | 67.9%+32.1pp |
| Annual return | -14.11% | -11.40%-2.7pp | 27.49%-41.6pp | -7.85%-6.3pp |
| Employer contribution / active EE | $0 | $2,746-100.0% | $3,636-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $8,789 | $3,566+146.5% | $4,729+85.8% | $4,028+118.2% |
| Admin fee / account holder | $5,600 | $5,222+7.3% | $6,410-12.6% | $5,403+3.7% |