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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,878 | $73,978+301.3% | $96,515+207.6% | $75,173+294.9% |
| Participation rate | 90.6% | 66.4%+24.2pp | 74.3%+16.3pp | 67.2%+23.4pp |
| Annual return | 13.93% | 26.72%-12.8pp | 35.73%-21.8pp | 160.72%-146.8pp |
| Employer contribution / active EE | $17,989 | $2,931+513.8% | $3,740+381.1% | $2,671+573.5% |
| Participant deferral / active EE | $8,817 | $3,660+140.9% | $4,880+80.7% | $4,126+113.7% |
| Admin fee / account holder | $17,076 | $5,219+227.2% | $6,735+153.5% | $5,651+202.2% |