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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,699 | $65,367+330.9% | $92,915+203.2% | $72,976+286.0% |
| Participation rate | 97.1% | 68.3%+28.7pp | 76.0%+21.1pp | 69.5%+27.6pp |
| Annual return | 20.16% | 42.11%-22.0pp | 109.45%-89.3pp | 81.02%-60.9pp |
| Employer contribution / active EE | $6,473 | $2,594+149.6% | $3,653+77.2% | $2,440+165.3% |
| Participant deferral / active EE | $7,182 | $3,128+129.6% | $4,238+69.5% | $3,608+99.1% |
| Admin fee / account holder | $8,538 | $4,251+100.8% | $5,796+47.3% | $5,124+66.6% |