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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,692 | $81,504+278.7% | $102,437+201.3% | $80,959+281.3% |
| Participation rate | 94.1% | 66.9%+27.3pp | 74.5%+19.6pp | 67.7%+26.4pp |
| Annual return | 12.80% | 25.60%-12.8pp | 24.95%-12.1pp | 35.67%-22.9pp |
| Employer contribution / active EE | $9,068 | $3,104+192.2% | $3,871+134.3% | $2,757+228.9% |
| Participant deferral / active EE | $8,246 | $3,871+113.0% | $5,060+63.0% | $4,300+91.8% |
| Admin fee / account holder | $8,911 | $6,719+32.6% | $8,388+6.2% | $6,925+28.7% |