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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,944 | $103,392+133.0% | $87,104+176.6% | $152,897+57.6% |
| Participation rate | 45.5% | 79.4%-33.9pp | 76.9%-31.4pp | 82.5%-37.0pp |
| Annual return | 21.02% | 28.10%-7.1pp | 28.19%-7.2pp | 345.43%-324.4pp |
| Employer contribution / active EE | $1,597 | $3,221-50.4% | $2,521-36.6% | $4,764-66.5% |
| Participant deferral / active EE | $4,320 | $4,778-9.6% | $4,048+6.7% | $5,851-26.2% |
| Admin fee / account holder | $4,584 | $12,194-62.4% | $7,491-38.8% | $11,599-60.5% |