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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,988 | $98,240+69.0% | $82,312+101.7% | $147,586+12.5% |
| Participation rate | 52.4% | 79.7%-27.3pp | 76.9%-24.5pp | 82.8%-30.4pp |
| Annual return | 17.59% | 30.85%-13.3pp | 25.88%-8.3pp | 578.59%-561.0pp |
| Employer contribution / active EE | $1,544 | $3,192-51.6% | $2,428-36.4% | $4,876-68.3% |
| Participant deferral / active EE | $3,195 | $4,383-27.1% | $3,706-13.8% | $5,439-41.3% |
| Admin fee / account holder | $888 | $8,563-89.6% | $5,608-84.2% | $10,886-91.8% |