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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,393 | $88,707+39.1% | $74,184+66.3% | $273,972-55.0% |
| Participation rate | 61.9% | 79.4%-17.5pp | 76.6%-14.7pp | 83.0%-21.1pp |
| Annual return | 7.53% | 11.94%-4.4pp | 17.74%-10.2pp | 41.46%-33.9pp |
| Employer contribution / active EE | $1,922 | $3,159-39.2% | $2,370-18.9% | $4,869-60.5% |
| Participant deferral / active EE | $3,346 | $4,212-20.6% | $3,550-5.7% | $5,287-36.7% |
| Admin fee / account holder | $11,610 | $8,717+33.2% | $5,586+107.9% | $10,133+14.6% |