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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $401,970 | $97,550+312.1% | $120,344+234.0% | $87,485+359.5% |
| Participation rate | 97.3% | 72.8%+24.5pp | 76.7%+20.6pp | 68.9%+28.4pp |
| Annual return | 15.85% | 18.41%-2.6pp | 20.30%-4.5pp | 26.06%-10.2pp |
| Employer contribution / active EE | $14,954 | $2,291+552.8% | $3,020+395.1% | $2,596+476.0% |
| Participant deferral / active EE | $4,932 | $4,230+16.6% | $5,135-3.9% | $4,274+15.4% |
| Admin fee / account holder | $29,153 | $9,543+205.5% | $12,742+128.8% | $7,775+275.0% |