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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,917 | $62,583+168.3% | $76,767+118.7% | $64,173+161.7% |
| Participation rate | 97.2% | 72.8%+24.4pp | 77.0%+20.3pp | 69.6%+27.7pp |
| Annual return | -7.75% | -1.95%-5.8pp | 2.43%-10.2pp | 7.63%-15.4pp |
| Employer contribution / active EE | $11,851 | $1,832+546.9% | $2,485+376.9% | $2,381+397.8% |
| Participant deferral / active EE | $3,677 | $3,145+16.9% | $3,852-4.5% | $3,470+6.0% |
| Admin fee / account holder | $6,071 | $4,667+30.1% | $6,675-9.1% | $4,887+24.2% |