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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,308 | $86,938+285.7% | $102,423+227.4% | $80,925+314.3% |
| Participation rate | 95.0% | 72.4%+22.6pp | 76.5%+18.5pp | 67.7%+27.3pp |
| Annual return | 12.58% | 18.89%-6.3pp | 29.42%-16.8pp | 35.65%-23.1pp |
| Employer contribution / active EE | $14,591 | $2,369+515.9% | $3,023+382.7% | $2,756+429.4% |
| Participant deferral / active EE | $4,967 | $4,120+20.5% | $5,054-1.7% | $4,299+15.5% |
| Admin fee / account holder | $13,087 | $8,053+62.5% | $9,455+38.4% | $6,940+88.6% |