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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,876 | $71,878+251.8% | $86,698+191.7% | $68,486+269.2% |
| Participation rate | 97.2% | 72.2%+25.0pp | 76.6%+20.6pp | 67.9%+29.3pp |
| Annual return | -15.65% | 3.53%-19.2pp | 35.95%-51.6pp | -7.85%-7.8pp |
| Employer contribution / active EE | $2,797 | $2,173+28.7% | $2,837-1.4% | $2,597+7.7% |
| Participant deferral / active EE | $5,071 | $3,779+34.2% | $4,656+8.9% | $4,028+25.9% |
| Admin fee / account holder | $13,070 | $6,113+113.8% | $7,493+74.4% | $5,404+141.9% |