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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $425,628 | $57,073+645.8% | $85,126+400.0% | $80,925+426.0% |
| Participation rate | 97.3% | 56.4%+40.9pp | 67.5%+29.8pp | 67.7%+29.6pp |
| Annual return | 17.64% | 21.69%-4.1pp | 66.63%-49.0pp | 35.65%-18.0pp |
| Employer contribution / active EE | $7,733 | $1,801+329.4% | $2,731+183.1% | $2,756+180.6% |
| Participant deferral / active EE | $12,878 | $3,113+313.7% | $4,523+184.7% | $4,299+199.6% |
| Admin fee / account holder | $10,151 | $4,988+103.5% | $6,160+64.8% | $6,940+46.3% |