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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,659 | $45,872+551.1% | $77,100+287.4% | $68,490+336.1% |
| Participation rate | 97.1% | 55.9%+41.1pp | 67.9%+29.1pp | 67.9%+29.2pp |
| Annual return | -18.35% | 1.73%-20.1pp | 42.35%-60.7pp | -7.85%-10.5pp |
| Employer contribution / active EE | $7,580 | $1,650+359.5% | $2,815+169.3% | $2,597+191.9% |
| Participant deferral / active EE | $11,248 | $2,963+279.6% | $4,430+153.9% | $4,028+179.3% |
| Admin fee / account holder | $4,498 | $3,041+47.9% | $5,443-17.4% | $5,403-16.7% |