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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,350 | $52,279+415.2% | $89,435+201.2% | $79,856+237.3% |
| Participation rate | 94.4% | 57.5%+36.9pp | 68.0%+26.5pp | 69.6%+24.8pp |
| Annual return | 20.33% | 22.16%-1.8pp | 245.55%-225.2pp | 31.71%-11.4pp |
| Employer contribution / active EE | $6,687 | $1,572+325.5% | $2,587+158.5% | $2,471+170.6% |
| Participant deferral / active EE | $8,973 | $2,740+227.4% | $3,890+130.6% | $3,741+139.9% |
| Admin fee / account holder | $31,242 | $3,356+830.8% | $4,884+539.6% | $5,306+488.8% |