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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,518 | $48,053+573.2% | $84,637+282.2% | $72,976+343.3% |
| Participation rate | 97.1% | 57.6%+39.6pp | 68.2%+28.9pp | 69.5%+27.7pp |
| Annual return | 21.67% | 37.39%-15.7pp | 258.82%-237.2pp | 81.02%-59.3pp |
| Employer contribution / active EE | $7,406 | $1,602+362.3% | $2,653+179.1% | $2,440+203.5% |
| Participant deferral / active EE | $9,391 | $2,681+250.3% | $3,900+140.8% | $3,608+160.3% |
| Admin fee / account holder | $29,704 | $3,395+774.8% | $4,914+504.4% | $5,124+479.7% |