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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,408 | $78,425-14.0% | $95,956-29.8% | $79,858-15.6% |
| Participation rate | 83.3% | 73.5%+9.8pp | 77.1%+6.3pp | 69.6%+13.7pp |
| Annual return | 3.98% | 19.37%-15.4pp | 91.63%-87.7pp | 31.72%-27.7pp |
| Employer contribution / active EE | $1,496 | $1,945-23.1% | $2,541-41.1% | $2,471-39.5% |
| Participant deferral / active EE | $2,987 | $3,440-13.2% | $4,167-28.3% | $3,740-20.1% |
| Admin fee / account holder | $3,458 | $5,622-38.5% | $6,797-49.1% | $5,306-34.8% |