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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,284 | $60,349-20.0% | $74,184-34.9% | $62,881-23.2% |
| Participation rate | 87.8% | 72.7%+15.1pp | 76.6%+11.2pp | 69.3%+18.5pp |
| Annual return | -2.54% | 21.38%-23.9pp | 17.74%-20.3pp | 20.14%-22.7pp |
| Employer contribution / active EE | $1,299 | $1,680-22.7% | $2,370-45.2% | $2,281-43.0% |
| Participant deferral / active EE | $2,182 | $2,856-23.6% | $3,550-38.5% | $3,203-31.9% |
| Admin fee / account holder | $4,214 | $4,261-1.1% | $5,586-24.6% | $4,296-1.9% |