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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,377 | $67,602-15.1% | $82,312-30.3% | $70,126-18.2% |
| Participation rate | 84.2% | 72.8%+11.4pp | 76.9%+7.3pp | 69.5%+14.7pp |
| Annual return | 9.15% | 21.57%-12.4pp | 25.88%-16.7pp | 73.15%-64.0pp |
| Employer contribution / active EE | $1,299 | $1,755-26.0% | $2,428-46.5% | $2,343-44.6% |
| Participant deferral / active EE | $2,559 | $2,987-14.3% | $3,706-31.0% | $3,332-23.2% |
| Admin fee / account holder | $6,884 | $4,512+52.6% | $5,608+22.8% | $4,645+48.2% |