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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,056 | $110,083+185.3% | $151,639+107.1% | $68,486+358.6% |
| Participation rate | 92.5% | 84.0%+8.5pp | 87.5%+5.0pp | 67.9%+24.6pp |
| Annual return | -20.21% | -10.12%-10.1pp | 3.34%-23.5pp | -7.85%-12.4pp |
| Employer contribution / active EE | $3,108 | $4,470-30.5% | $6,165-49.6% | $2,597+19.7% |
| Participant deferral / active EE | $11,170 | $6,526+71.1% | $8,363+33.6% | $4,028+177.3% |
| Admin fee / account holder | $2,859 | $7,718-63.0% | $11,613-75.4% | $5,404-47.1% |