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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,353 | $87,834+123.6% | $133,975+46.6% | $62,881+212.3% |
| Participation rate | 83.3% | 83.4%0pp | 87.1%-3.7pp | 69.3%+14.0pp |
| Annual return | 6.56% | 12.05%-5.5pp | 29.29%-22.7pp | 20.14%-13.6pp |
| Employer contribution / active EE | $0 | $3,482-100.0% | $5,211-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $7,360 | $4,812+53.0% | $6,282+17.2% | $3,203+129.8% |
| Admin fee / account holder | $35,639 | $5,372+563.4% | $9,324+282.2% | $4,296+729.6% |