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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,209 | $123,793+115.9% | $177,840+50.3% | $79,852+234.6% |
| Participation rate | 88.9% | 84.7%+4.2pp | 87.7%+1.2pp | 69.6%+19.3pp |
| Annual return | 20.89% | 22.82%-1.9pp | 48.32%-27.4pp | 31.72%-10.8pp |
| Employer contribution / active EE | $2,694 | $4,095-34.2% | $5,919-54.5% | $2,471+9.0% |
| Participant deferral / active EE | $11,122 | $5,956+86.7% | $7,714+44.2% | $3,740+197.4% |
| Admin fee / account holder | $3,953 | $7,243-45.4% | $12,431-68.2% | $5,306-25.5% |