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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,902 | $94,529+106.2% | $140,019+39.2% | $64,173+203.7% |
| Participation rate | 86.4% | 84.1%+2.3pp | 87.5%-1.1pp | 69.6%+16.8pp |
| Annual return | -2.18% | 7.77%-10.0pp | 651.17%-653.3pp | 7.63%-9.8pp |
| Employer contribution / active EE | $0 | $3,812-100.0% | $5,605-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $9,184 | $5,250+74.9% | $6,927+32.6% | $3,470+164.7% |
| Admin fee / account holder | $35,767 | $6,741+430.6% | $10,705+234.1% | $4,887+631.8% |