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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $544,951 | $146,267+272.6% | $197,124+176.5% | $82,448+561.0% |
| Participation rate | 94.6% | 84.0%+10.6pp | 86.7%+7.9pp | 68.1%+26.5pp |
| Annual return | 17.34% | 29.61%-12.3pp | 44.34%-27.0pp | 41.64%-24.3pp |
| Employer contribution / active EE | $2,546 | $4,723-46.1% | $6,227-59.1% | $2,551-0.2% |
| Participant deferral / active EE | $13,110 | $7,035+86.4% | $9,135+43.5% | $4,139+216.7% |
| Admin fee / account holder | $2,558 | $14,422-82.3% | $16,298-84.3% | $7,234-64.6% |