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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $465,286 | $138,385+236.2% | $184,243+152.5% | $80,925+475.0% |
| Participation rate | 89.2% | 83.9%+5.3pp | 86.8%+2.4pp | 67.7%+21.5pp |
| Annual return | 17.88% | 20.02%-2.1pp | 28.82%-10.9pp | 35.65%-17.8pp |
| Employer contribution / active EE | $3,562 | $4,851-26.6% | $6,427-44.6% | $2,756+29.2% |
| Participant deferral / active EE | $13,791 | $7,075+94.9% | $9,132+51.0% | $4,299+220.8% |
| Admin fee / account holder | $59,387 | $10,489+466.2% | $13,914+326.8% | $6,940+755.7% |