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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,938 | $144,130+25.5% | $117,861+53.5% | $147,586+22.6% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 17.38% | 531.20%-513.8pp | 335.11%-317.7pp | 578.59%-561.2pp |
| Employer contribution / active EE | $4,025 | $4,897-17.8% | $3,786+6.3% | $4,876-17.5% |
| Participant deferral / active EE | $4,215 | $5,316-20.7% | $4,482-6.0% | $5,439-22.5% |
| Admin fee / account holder | $5,282 | $10,887-51.5% | $8,021-34.1% | $10,886-51.5% |