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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,158 | $91,536+180.9% | $130,062+97.7% | $75,177+242.1% |
| Participation rate | 92.6% | 71.5%+21.1pp | 78.5%+14.1pp | 67.2%+25.4pp |
| Annual return | 15.89% | -631.62%+647.5pp | -137.37%+153.3pp | 160.75%-144.9pp |
| Employer contribution / active EE | $4,780 | $2,845+68.0% | $4,322+10.6% | $2,671+79.0% |
| Participant deferral / active EE | $8,088 | $4,343+86.2% | $5,821+38.9% | $4,126+96.0% |
| Admin fee / account holder | $37,955 | $6,780+459.8% | $10,601+258.0% | $5,651+571.6% |