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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,887 | $176,794+53.2% | $146,647+84.7% | $167,553+61.7% |
| Participation rate | 91.7% | 83.6%+8.0pp | 80.1%+11.6pp | 82.1%+9.6pp |
| Annual return | 17.27% | 24.04%-6.8pp | 22.75%-5.5pp | 478.89%-461.6pp |
| Employer contribution / active EE | $4,378 | $5,161-15.2% | $4,137+5.8% | $4,840-9.5% |
| Participant deferral / active EE | $6,126 | $6,440-4.9% | $5,506+11.2% | $6,343-3.4% |
| Admin fee / account holder | $5,566 | $13,262-58.0% | $10,281-45.9% | $12,316-54.8% |