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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,961 | $131,835+92.6% | $108,582+133.9% | $273,972-7.3% |
| Participation rate | 91.7% | 83.5%+8.2pp | 79.6%+12.1pp | 83.0%+8.7pp |
| Annual return | 3.01% | -91.57%+94.6pp | -51.70%+54.7pp | 41.46%-38.4pp |
| Employer contribution / active EE | $9,564 | $4,913+94.7% | $3,758+154.5% | $4,869+96.4% |
| Participant deferral / active EE | $4,297 | $5,127-16.2% | $4,311-0.3% | $5,287-18.7% |
| Admin fee / account holder | $2,204 | $10,253-78.5% | $7,645-71.2% | $10,133-78.3% |