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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $333,206 | $162,821+104.6% | $133,978+148.7% | $158,982+109.6% |
| Participation rate | 90.9% | 83.2%+7.7pp | 79.8%+11.1pp | 82.0%+8.9pp |
| Annual return | 9.87% | 41.95%-32.1pp | 45.10%-35.2pp | 302.99%-293.1pp |
| Employer contribution / active EE | $6,748 | $4,976+35.6% | $3,919+72.2% | $4,763+41.7% |
| Participant deferral / active EE | $4,887 | $5,910-17.3% | $5,047-3.2% | $5,983-18.3% |
| Admin fee / account holder | $10,420 | $11,742-11.3% | $8,930+16.7% | $11,252-7.4% |