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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,721 | $152,619+83.3% | $125,195+123.4% | $152,909+82.9% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 12.95% | 54.85%-41.9pp | 43.79%-30.8pp | 345.46%-332.5pp |
| Employer contribution / active EE | $8,908 | $4,947+80.0% | $3,866+130.4% | $4,764+87.0% |
| Participant deferral / active EE | $4,836 | $5,869-17.6% | $4,937-2.1% | $5,851-17.3% |
| Admin fee / account holder | $13,321 | $13,437-0.9% | $9,704+37.3% | $11,601+14.8% |