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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,829 | $192,829-74.2% | $142,516-65.0% | $139,466-64.3% |
| Participation rate | 94.4% | 81.4%+13.0pp | 76.8%+17.7pp | 80.3%+14.1pp |
| Annual return | 12.45% | 17.99%-5.5pp | 19.99%-7.5pp | 373.66%-361.2pp |
| Employer contribution / active EE | $2,480 | $5,808-57.3% | $4,849-48.9% | $4,754-47.8% |
| Participant deferral / active EE | $2,974 | $7,200-58.7% | $6,280-52.6% | $6,712-55.7% |
| Admin fee / account holder | $1,345 | $15,120-91.1% | $10,008-86.6% | $11,409-88.2% |