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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,791 | $171,272-66.3% | $127,803-54.8% | $152,897-62.2% |
| Participation rate | 63.6% | 83.5%-19.8pp | 79.0%-15.4pp | 82.5%-18.8pp |
| Annual return | 13.43% | 23.54%-10.1pp | 26.14%-12.7pp | 345.43%-332.0pp |
| Employer contribution / active EE | $1,853 | $5,451-66.0% | $4,576-59.5% | $4,764-61.1% |
| Participant deferral / active EE | $2,328 | $7,043-66.9% | $6,023-61.3% | $5,851-60.2% |
| Admin fee / account holder | $14,898 | $14,540+2.5% | $9,399+58.5% | $11,599+28.4% |