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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,129 | $112,300+10.5% | $90,223+37.6% | $125,389-1.0% |
| Participation rate | 80.0% | 82.9%-2.9pp | 79.0%+1.0pp | 83.2%-3.2pp |
| Annual return | -1.66% | -0.57%-1.1pp | 1.31%-3.0pp | 282.24%-283.9pp |
| Employer contribution / active EE | $750 | $5,181-85.5% | $4,378-82.9% | $4,866-84.6% |
| Participant deferral / active EE | $3,442 | $6,733-48.9% | $5,792-40.6% | $5,352-35.7% |
| Admin fee / account holder | $603 | $10,990-94.5% | $7,406-91.9% | $9,541-93.7% |