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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,235 | $86,294-1.2% | $111,303-23.4% | $85,856-0.7% |
| Participation rate | 77.1% | 73.3%+3.8pp | 77.3%-0.2pp | 69.3%+7.8pp |
| Annual return | 12.41% | 19.99%-7.6pp | 54.66%-42.3pp | 318.58%-306.2pp |
| Employer contribution / active EE | $0 | $2,043-100.0% | $2,731-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $4,527 | $3,641+24.3% | $4,487+0.9% | $3,952+14.6% |
| Admin fee / account holder | $14,370 | $8,189+75.5% | $7,966+80.4% | $6,261+129.5% |