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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,300 | $56,199+74.9% | $67,652+45.3% | $59,632+64.8% |
| Participation rate | 76.9% | 71.5%+5.5pp | 75.7%+1.3pp | 68.7%+8.3pp |
| Annual return | -2.68% | 18505.31%-18508.0pp | 6625.04%-6627.7pp | 2041.32%-2044.0pp |
| Employer contribution / active EE | $0 | $1,614-100.0% | $2,266-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $4,225 | $2,844+48.6% | $3,560+18.7% | $3,192+32.4% |
| Admin fee / account holder | $13,122 | $3,958+231.5% | $4,821+172.2% | $4,297+205.4% |