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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,484 | $67,602+22.0% | $82,312+0.2% | $70,126+17.6% |
| Participation rate | 87.3% | 72.8%+14.5pp | 76.9%+10.4pp | 69.5%+17.7pp |
| Annual return | 11.16% | 21.57%-10.4pp | 25.88%-14.7pp | 73.15%-62.0pp |
| Employer contribution / active EE | $1,818 | $1,755+3.6% | $2,428-25.1% | $2,343-22.4% |
| Participant deferral / active EE | $4,456 | $2,987+49.2% | $3,706+20.2% | $3,332+33.7% |
| Admin fee / account holder | $11,262 | $4,512+149.6% | $5,608+100.8% | $4,645+142.4% |