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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,531 | $69,977+128.0% | $108,582+46.9% | $62,881+153.7% |
| Participation rate | 96.9% | 72.9%+24.0pp | 79.6%+17.3pp | 69.3%+27.6pp |
| Annual return | -4.11% | 10.73%-14.8pp | -51.70%+47.6pp | 20.14%-24.3pp |
| Employer contribution / active EE | $1,735 | $2,135-18.8% | $3,758-53.8% | $2,281-24.0% |
| Participant deferral / active EE | $3,836 | $3,165+21.2% | $4,311-11.0% | $3,203+19.7% |
| Admin fee / account holder | $411 | $5,076-91.9% | $7,645-94.6% | $4,296-90.4% |