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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,899 | $91,536+256.0% | $130,062+150.6% | $75,177+333.5% |
| Participation rate | 86.7% | 71.5%+15.2pp | 78.5%+8.2pp | 67.2%+19.5pp |
| Annual return | 15.07% | -631.62%+646.7pp | -137.37%+152.4pp | 160.75%-145.7pp |
| Employer contribution / active EE | $5,129 | $2,845+80.3% | $4,322+18.7% | $2,671+92.0% |
| Participant deferral / active EE | $2,130 | $4,343-50.9% | $5,821-63.4% | $4,126-48.4% |
| Admin fee / account holder | $14,669 | $6,780+116.4% | $10,601+38.4% | $5,651+159.6% |