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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $333,251 | $101,798+227.4% | $165,071+101.9% | $80,935+311.7% |
| Participation rate | 82.1% | 71.8%+10.3pp | 78.6%+3.5pp | 67.7%+14.5pp |
| Annual return | 20.54% | 16.73%+3.8pp | 70.17%-49.6pp | 35.66%-15.1pp |
| Employer contribution / active EE | $2,266 | $2,954-23.3% | $4,347-47.9% | $2,757-17.8% |
| Participant deferral / active EE | $5,651 | $4,476+26.2% | $6,035-6.4% | $4,299+31.4% |
| Admin fee / account holder | $101,547 | $8,221+1135.2% | $12,695+699.9% | $6,924+1366.5% |