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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,384 | $176,077-8.9% | $159,455+0.6% | $167,518-4.3% |
| Participation rate | 80.0% | 84.9%-4.9pp | 82.8%-2.8pp | 82.1%-2.1pp |
| Annual return | 17.63% | 331.83%-314.2pp | 263.63%-246.0pp | 478.71%-461.1pp |
| Employer contribution / active EE | $4,732 | $5,298-10.7% | $4,830-2.0% | $4,838-2.2% |
| Participant deferral / active EE | $9,880 | $7,751+27.5% | $7,353+34.4% | $6,342+55.8% |
| Admin fee / account holder | $27,177 | $12,556+116.4% | $10,800+151.6% | $12,312+120.7% |