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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,626 | $138,102+1.1% | $125,381+11.4% | $134,532+3.8% |
| Participation rate | 77.8% | 84.5%-6.7pp | 82.4%-4.6pp | 81.2%-3.5pp |
| Annual return | -18.74% | 750.73%-769.5pp | 572.31%-591.0pp | 418.27%-437.0pp |
| Employer contribution / active EE | $5,436 | $5,245+3.6% | $4,815+12.9% | $4,741+14.7% |
| Participant deferral / active EE | $10,123 | $7,801+29.8% | $7,448+35.9% | $6,401+58.2% |
| Admin fee / account holder | $23,620 | $11,568+104.2% | $10,007+136.0% | $11,429+106.7% |