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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,814 | $148,623+10.2% | $135,974+20.5% | $139,466+17.5% |
| Participation rate | 81.3% | 83.9%-2.6pp | 81.9%-0.7pp | 80.3%+0.9pp |
| Annual return | 19.73% | 79.30%-59.6pp | 68.30%-48.6pp | 373.66%-353.9pp |
| Employer contribution / active EE | $5,635 | $5,246+7.4% | $4,859+16.0% | $4,754+18.5% |
| Participant deferral / active EE | $11,581 | $8,103+42.9% | $7,760+49.2% | $6,712+72.5% |
| Admin fee / account holder | $1,210 | $12,406-90.2% | $10,767-88.8% | $11,409-89.4% |