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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,803 | $86,225-16.7% | $146,685-51.0% | $86,813-17.3% |
| Participation rate | 78.0% | 78.0%0pp | 80.1%-2.1pp | 72.3%+5.7pp |
| Annual return | 16.36% | 31.23%-14.9pp | 22.75%-6.4pp | 97.93%-81.6pp |
| Employer contribution / active EE | $1,492 | $2,392-37.6% | $4,137-63.9% | $2,406-38.0% |
| Participant deferral / active EE | $5,505 | $4,245+29.7% | $5,5070% | $4,131+33.3% |
| Admin fee / account holder | $496 | $195+153.8% | $10,281-95.2% | $170+192.3% |