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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,770 | $71,142-14.6% | $119,622-49.2% | $64,819-6.2% |
| Participation rate | 57.3% | 78.6%-21.3pp | 79.3%-21.9pp | 71.5%-14.1pp |
| Annual return | -14.09% | -10.01%-4.1pp | -14.98%+0.9pp | 32.84%-46.9pp |
| Employer contribution / active EE | $1,071 | $2,497-57.1% | $4,232-74.7% | $2,507-57.3% |
| Participant deferral / active EE | $4,124 | $4,490-8.1% | $5,601-26.4% | $4,311-4.3% |
| Admin fee / account holder | $263 | $162+62.2% | $10,328-97.5% | $188+40.0% |