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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,592 | $91,372-18.4% | $130,045-42.6% | $74,460+0.2% |
| Participation rate | 53.6% | 77.8%-24.2pp | 78.5%-24.9pp | 70.7%-17.1pp |
| Annual return | 22.02% | 23.21%-1.2pp | -137.30%+159.3pp | 34.38%-12.4pp |
| Employer contribution / active EE | $1,169 | $2,563-54.4% | $4,321-72.9% | $2,638-55.7% |
| Participant deferral / active EE | $4,822 | $4,721+2.1% | $5,820-17.1% | $4,530+6.4% |
| Admin fee / account holder | $284 | $283+0.2% | $10,600-97.3% | $348-18.4% |