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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,737 | $29,733+218.6% | $56,025+69.1% | $80,959+17.0% |
| Participation rate | 58.4% | 41.7%+16.7pp | 52.5%+5.9pp | 67.7%-9.2pp |
| Annual return | 19.97% | 35.28%-15.3pp | 1712.69%-1692.7pp | 35.67%-15.7pp |
| Employer contribution / active EE | $1,179 | $672+75.5% | $1,042+13.2% | $2,757-57.2% |
| Participant deferral / active EE | $2,599 | $1,229+111.4% | $1,955+33.0% | $4,300-39.6% |
| Admin fee / account holder | $999 | $2,434-59.0% | $2,828-64.7% | $6,925-85.6% |