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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,737 | $29,716+218.8% | $56,077+68.9% | $80,925+17.1% |
| Participation rate | 58.4% | 41.7%+16.7pp | 52.5%+5.9pp | 67.7%-9.2pp |
| Annual return | 19.97% | 35.30%-15.3pp | 1709.28%-1689.3pp | 35.65%-15.7pp |
| Employer contribution / active EE | $1,179 | $671+75.7% | $1,040+13.3% | $2,756-57.2% |
| Participant deferral / active EE | $2,599 | $1,228+111.6% | $1,954+33.0% | $4,299-39.5% |
| Admin fee / account holder | $999 | $2,432-58.9% | $2,825-64.6% | $6,940-85.6% |