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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,737 | $29,667+219.3% | $56,441+67.9% | $80,874+17.1% |
| Participation rate | 58.4% | 41.7%+16.8pp | 52.5%+5.9pp | 67.6%-9.2pp |
| Annual return | 19.97% | 35.22%-15.3pp | 1704.21%-1684.2pp | 35.62%-15.6pp |
| Employer contribution / active EE | $1,179 | $669+76.1% | $1,039+13.5% | $2,756-57.2% |
| Participant deferral / active EE | $2,599 | $1,227+111.9% | $1,953+33.1% | $4,297-39.5% |
| Admin fee / account holder | $999 | $2,429-58.9% | $2,829-64.7% | $6,935-85.6% |