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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,210 | $34,316+49.2% | $74,719-31.5% | $72,983-29.8% |
| Participation rate | 56.3% | 42.4%+13.9pp | 54.5%+1.9pp | 69.5%-13.1pp |
| Annual return | 26.22% | 26.58%-0.4pp | 753.05%-726.8pp | 81.01%-54.8pp |
| Employer contribution / active EE | $736 | $692+6.4% | $1,084-32.1% | $2,440-69.8% |
| Participant deferral / active EE | $1,493 | $1,272+17.4% | $1,963-24.0% | $3,608-58.6% |
| Admin fee / account holder | $790 | $2,125-62.8% | $3,334-76.3% | $5,124-84.6% |