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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,285 | $150,447+27.1% | $136,298+40.3% | $147,586+29.6% |
| Participation rate | 75.0% | 84.4%-9.4pp | 81.9%-6.9pp | 82.8%-7.8pp |
| Annual return | 23.16% | 1049.15%-1026.0pp | 5156.27%-5133.1pp | 578.59%-555.4pp |
| Employer contribution / active EE | $275 | $5,256-94.8% | $4,696-94.1% | $4,876-94.4% |
| Participant deferral / active EE | $2,752 | $6,631-58.5% | $6,247-56.0% | $5,439-49.4% |
| Admin fee / account holder | $1,472 | $10,906-86.5% | $9,244-84.1% | $10,886-86.5% |