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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $487,365 | $148,629+227.9% | $135,982+258.4% | $139,487+249.4% |
| Participation rate | 76.9% | 83.9%-6.9pp | 81.9%-5.0pp | 80.3%-3.4pp |
| Annual return | 32.28% | 79.33%-47.0pp | 68.32%-36.0pp | 373.84%-341.6pp |
| Employer contribution / active EE | $561 | $5,247-89.3% | $4,859-88.5% | $4,755-88.2% |
| Participant deferral / active EE | $2,805 | $8,102-65.4% | $7,760-63.9% | $6,713-58.2% |
| Admin fee / account holder | $3,437 | $12,406-72.3% | $10,767-68.1% | $11,407-69.9% |